Meet Our Team





Gary Dunphy

Gary has been involved in the financial industry since 2001, specializing in corporate insurance, buy sell agreements, as well as group insurance and pension plans for corporations; working with several companies, large and small throughout the Maritimes. He is also known for his excellent customer service and clients are welcome to contact him anytime of the day or evening.

Gary is a Life Member of the prestigious MDRT (Million Dollar Round Table), having qualified for 9 consecutive years. This status is achieved by only 0.1% of insurance planning professionals throughout the world. 

Prior to 2001 Gary was Owner/Operator of several successful companies in Fredericton and Nova Scotia. Gary has been a member of many community organizations in Fredericton over the years. He also enjoyed his years as part owner of the Fredericton Canadien’s Hockey Club.

You can reach Gary via e-mail: gary@cdsfinancial.ca or by calling his direct line at 506-470-2546


Owen Dickie

Owen began working in the financial services industry in 1993, where he launched his career with Prudential of America/London Life. Owen joined CDS Financial Group Inc. as co-owner in 2014 .

Owen’s main focus has always been to provide excellent customer service while growing his clients’ wealth and financial security through investment and life insurance strategies. He is also an employee benefits and group pension plan specialist; providing services and solutions to numerous companies and organizations, large and small, throughout Atlantic Canada.

It has always been a main priority of Owen’s to keep abreast of the latest strategies in the financial and insurance industries; you can often find him attending various seminars and training sessions throughout the country.

Owen can be contacted via email: owen@cdsfinancial.ca or by calling his direct line at 506-455-3437


Christopher Britton, CPA, CA
Estate Planning Specialist

With over 20 years of industry experience, Christopher brings a wealth of tax planning experience. He has held the position of National Estate and Tax Planning Consultant with Canada Life, with a specialization in the owner-manager, high net worth and professional services markets. As an expert in both tax and advanced life insurance concepts in the larger case market, Christopher brings his highly developed presentation skills and knowledge resources to CDS Financial.

Christopher is an alumnus of Saint Mary’s University, graduating in 1994. He holds the CPA, CA designation (1996). He has been a guest speaker at various national conferences and has authored and lectured tax courses for both CPA Canada and CPA Nova Scotia. He is a member of the Canadian Tax Foundation and Conference for Advanced Life Underwriting (CALU).